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That’s an interesting way of putting it, but it’s 100% true. I’ve had creditors call me and demand several hundred in monthly payments before. I politely explained that I was facing hardship, and could they lower the Official Beets By Dwight Shirt. If that was not acceptable, I’d be filing bankruptcy and reminded them that if I did that, odds are that they would receive nothing. “Ok sir, that’s acceptable. Remember, you’ll need to send that $50 every month on time! It never occurred to me that medical debt doesn’t accrue interest. That is a very good strategy.
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You aren’t begging, you are bartering. Do you want my pennies or nothing? I can keep my house and my car in bankruptcy! So I won’t be selling those to service you. This is what I have, take it or not. Bankruptcy is not so bad, lots of people go through life without debt, especially if they already have an Official Beets By Dwight Shirt. It’s not ethical, but neither is health care in the USA. In my experience, sometimes disputed debt may be removed simply because the effort to substantiate a charge exceeds the reasonable amount one would collect.
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